Be On The Lookout For Insurance Company Tricks

The helpful image portrayed by insurance companies in advertisements rarely aligns with their actual business practices: They are more interested in protecting their assets than helping you. Before facing off with an insurance company, watch out for insurance company tricks used to deny or reduce claims. The Law Firm of Laub & Laub has helped defend accident victims against insurance companies in South Lake Tahoe and Reno for more than 50 years.

Using Your Words Against You

Many personal injury victims think that because the accident was not their fault, they can truthfully answer an insurance company's questions after an accident. That is a mistake. The insurance company will likely attempt to trick you into giving a recorded statement it can use against you. Do not give a statement before consulting with your attorney. Our attorneys know how to provide accident facts without giving them information to use against you.

Meager Compensation Offers

An insurance company is in the business of making money, often at the expense of injury victims. An initial offer may seem like fair compensation, but without fully understanding the scope of your injuries, you could be settling for too little. Do not accept an offer without first talking to a lawyer. If you do, you lose your right to sue forever.

Checking Up On You

Insurance companies may investigate you on social media or elsewhere to determine the severity of your injuries. They look for instances of you saying, "I'm okay," or photos of you participating in activities to deny your injury. Be honest about your limitations and medical needs. Refrain from posting anything that could suggest you are not as injured as you really are. Adjust your privacy settings to the maximum and be leery of friend requests from people you do not know.

Steering You Away From Legal Representation

Insurance adjusters may try to talk to you out of hiring a lawyer. A claims adjuster argues claims for a living. They find it much easier to negotiate with someone unfamiliar with the law and are more than willing to take advantage of your lack of knowledge.

Let us handle the negotiations and guide you through the recovery process. Please contact our Nevada firm by calling 775-391-4153 or reach out to us through email.